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“Schedule of Charges” means the listing of expenses relevant for the services offered on the Card. These charges are subject to adjustments on the sole discretion of BRAC Bank Limited. However, such changes in charges may be made solely with potential impact giving prior notice of 30 days to the Cardholder. “Electronic Banking Terminal” means any approved terminal or gadget in which Card and/or PIN can be utilized. This consists of ATM, Point of Sale terminal or e-Commerce via which Card transactions may be carried out or another authorized terminal or system connected to BRAC Bank electronic banking system from time to time.
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The Cardholder undertakes to sign such further doc as may be requested by the Bank from time to time to provide effect to such task and switch. Information may be processed for the needs of complying with applicable legal guidelines, including anti-money laundering and anti-terrorism legal guidelines and laws and fighting crime and terrorism. This could require the disclosure of information to a Bangladeshi or abroad governmental or regulatory authorities or to any other individual we moderately think necessary for these purposes.
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Payments made by the cheques drawn on a location the place the Bank does not have a department will be subject to a processing and dealing with fee as determined by the Bank every so often. “Late Payment Fee” means a cost relevant in case of the Cardholder’s failure to pay a minimum of minimum quantity due within the Payment Due Date. “Insurance Company” means insurance coverage company as may be determined by BRAC Bank Limited, once in a while.
“Credit Limit / Purchase Limit” means the maximum debit steadiness permitted by the Bank for the Card Account for the Primary and the Supplementary Card, if any and notified to the Primary Cardholder every so often. “Cardholder” means an individual whose name is in a Card Account and who is liable for all transactions and liabilities on the Card Account. It contains Primary and any Supplementary Cards. “Authorized Dealer” means an authorized dealer as defined in the Foreign Exchange Regulations Act 1947 as amended once in a while.
Use of the Card at any ATM of the Bank or another financial institution or institution with whom the Bank has an Agreement for the utilization of the ATM of the stated financial institution or establishment in which case advance shall be further topic to the applicable daily withdrawal restrict of the ATM. BRAC Bank Limited reserves absolutely the discretion and liberty to decline or honor the authorization requests on the Card without assigning any purpose. In certain instances, subject to its sole discretion, BRAC Bank Limited might require the Cardholder to contact the Bank’s 24-hour Call Center to authenticate the transaction before approving it and charging it to the Card Account. “Terms and Conditions” means the terms and conditions set out herein and/or as may be stipulated by BRAC Bank Limited every so often, as amended. “Cash Advance” means any quantity obtained by means of the Card, the Card quantity or the PIN or in any method authorized by the Cardholder from the Bank or any other bank or financial establishment for debit to the Card Account. “Card” means the Credit Card issued by the BRAC Bank Limited on the idea of utility made by the Cardholder underneath the name of VISA, MasterCard or JCB and likewise contains Primary, Supplementary/Additional and Replacement/Re-issued Cards.
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